Estimate the amount of coverage you'll need to protect your family.

Available Products

Term Life	Whole Life	Universal Life
Juvenile Life	Annuities	Worksite Plans

Product Flexibility

Krugh Insurance can help you to select from a full line of insurance products: including annual term life, 10, 15, 20 and 30 year term life, whole life, universal life, annuities and worksite life insurance programs to offer greater protection to your employees.

Additional Features

We offer optional benefits that allow you the flexibility to tailor a plan to meet your needs.  Some of the available options are:

• Other Insured rider: Allows you to insure a spouse or loved one in amounts up to the face amount of your policy.(Universal Life/Whole Life only)

• Children’s Insurance rider: Gives you the ability to insure your children up to $10,000.

• Long Term Care Rider: Pays a monthly benefit of 2% of the death benefit for long term care expenses (Universal Life-only)

• Waiver of Premium: Pays your premiums and keep your coverage in force should you become disabled.

• Guaranteed Insurability: Outlines specified times when you can raise your amount of coverage with no medical qualifications.

• Accidental Death: A low cost plan to add up to an additional $250,000 to your coverage should you die in an accident.